Ever Considered the REALTORS® Federal Credit Union?

– October 2, 2011Posted in: News

Ever Considered the REALTORS® Federal Credit Union?

The REALTORS® Federal Credit Union understands your loan needs better than any other financial institution. With convenient, 24-hour access and comprehensive online banking, REALTORS® FCU is a great addition to your current financial portfolio.

What sets the REALTORS® Federal Credit Union apart?

  1. REALTORS® Federal Credit Union is a not-for-profit cooperative. Unlike a bank, we do not have stockholders whose interests must be satisfied before the interests of the account holders. As a not-for-profit institution, our earnings flow back to our account holders who are your fellow REALTORS® and not to private stock holders who may or may not be part of the REALTOR® family.
  2. Members save money because REALTORS® Federal Credit Union belongs to two nationwide, surcharge free ATM networks with thousands of ATM locations.
  3. The credit union offers a state-of-the art online banking program that allows you to make deposits to your account from the comfort of your home. No more standing in line at the bank. There’s no need to purchase special equipment or software to use our remote deposit service. Most any scanner that you can purchase at Staples, Best Buy, etc. will work just fine.
  4. At REALTORS® FCU we understand the nature of your income. We understand that most REALTORS® are independent contractors that don’t receive a steady paycheck or W-2 at the end of the year, and we take this into consideration when you apply for a loan with us.

Join now for only $25!
Your membership strengthens the REALTOR® family by increasing the credit union’s ability to provide loans and services to members facing financial difficulties. REALTORS® FCU has reduced the initial minimum deposit to join from $100 to only $25.

Loans at Lower Rates

REALTORS® FCU also has lowered rates on many of the loan products you need – making now a great time to apply for a loan or line of credit.

Boat / Motorcycle / RV Loans
Did you know that REALTORS® FCU offers financing for more than just cars?  REALTORS® FCU also can make your dream of owning a boat, motorcycle or recreational vehicle come true.  Don’t miss out on great rates and flexible terms.  For more details, visit: https://www.realtorsfcu.org/personal/loans__credit/vehicle_loans/new_and_used_rv_and_boat.html.

Small Business Loans
For expenses including working capital, office equipment, and other needs to grow your business.

Professional Development Line of Credit
Designation or certification coursework, Continuing Education, and your professional fees to help you stand apart from the competition and enhance your career.

Tip For Improving Your Credit Rating:

If your credit rating has been damaged as a result of the downturn in the housing market, there is an easy and fairly painless way to begin the process of rehabilitating your credit standing. REALTORS® FCU recommends the member deposit some money in a savings account with the credit union and then take a share secured loan using the deposited funds as collateral.  No credit check is required and the loan rate is just 2.0% above the rate you receive on the savings account. REALTORS® FCU recommends that you make at least four, and preferably six, timely payments before paying off the loan. The more loans that you repay in a timely manner, the more positive the impact will be on your credit score. For more information, call the Contact Center at 1-866-295-6038.

Tired of Paying Fees to Your Bank?

REALTORS® FCU offers a truly free checking account: no minimum monthly balance to maintain and no monthly service fees. If you’re tired of paying fees to your bank because you aren’t able to maintain the required minimum monthly balance in your checking account, visit https://www.realtorsfcu.org/personal/savings__checking/echecking_with_mastercard_debit.html to download the REALTORS® FCU handy switch kit with everything needed to convert your checking account from your old bank to REALTORS® FCU.

Ready to become a REALTORS® Federal Credit Union member?

Join today by visiting https://www.realtorsfcu.org or contact Member Care, 24 hours a day toll-free at 866-295-6038.